Workmen’s compensation/ Employer’s liability
Workmen’s Compensation cover’s medical expenses, repatriation expenses and employers liability. This type of insurance mainly compensated the employees in respect of any bodily injury,disease, illness or death suffered during the course of employment.
Employer’s Liability Insurance (EL) saves the employer from any undue liabilities regarding a worker’s injury or disease unless, of course, there is incriminating evidence that shows negligence on the employer’s part.